Can we have credit card without having Bank Account?

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It is possible to get a credit card without having a bank account, but it may be more difficult to do so. Some credit card issuers may require applicants to have a checking or savings account in order to qualify for a credit card. This is because having a bank account may be seen as a sign of financial stability and responsibility, and credit card issuers may want to ensure that applicants have the means to make timely payments.

However, there are some credit card issuers that do not require applicants to have a bank account. For example, some prepaid credit cards do not require a bank account and can be funded with cash or other forms of payment. These types of credit cards may be an option for individuals who do not have a bank account or who are unable to qualify for a traditional credit card due to a poor credit history.

It is important to keep in mind that even if you are able to get a credit card without a bank account, you will still need to have a way to make payments on the credit card. This may require you to have access to other forms of payment, such as a debit card or cash. Additionally, credit cards without a bank account may have higher fees and interest rates, so it is important to carefully compare your options and choose a credit card that meets your needs and budget.

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